Pick a protection plan for each car: keep 70% of the trip price with $250 of damage responsibility per claim, 80% with $1,500, or 90% with $2,750. The plan applies to trips booked while it is selected.
Above your damage responsibility, Levy reimburses eligible physical damage to your car during a trip: the repair cost, or the car's actual cash value up to $200,000 if it is a total loss. This is Levy's contractual protection, not insurance. It does not cover normal wear and tear, mechanical failure, diminished value, or lost hosting income.
Drivers don't buy a protection plan. Levy never takes a security deposit or places a card hold for damage, on any trip. New York law prohibits both for peer-to-peer car sharing. New York law limits what a driver can owe for damage to a shared car: at most the lesser of the actual, reasonable repair cost or the car's fair market value before the damage. No loss-of-use or administrative fees, and normal wear and tear is excluded.