Levy Fleets vs Turo
Turo brings reach and takes 10–30% of it. Levy gives you a peer-to-peer marketplace and a direct channel at 8%, with remote handoff and a customer list that belongs to you. Most operators run both.
Per trip, set by the host earnings plan you pick
Of car-sharing revenue on your own direct bookings
On Turo, the lower the commission the higher your exposure
Direct bookings build your rider list, not the marketplace’s
Keep Turo for reach. Run the fleet — and your own marketplace — on Levy.
This is not a rip-and-replace decision, and operators who treat it that way usually lose bookings. Turo has the largest audience in US car sharing, and walking away from it on day one means walking away from revenue you have already earned. The pattern that works is to keep the Turo listings exactly as they are while standing up Levy next to them: your listings on Levy’s peer-to-peer marketplace, your own direct booking page, your pricing, your repeat customers. Trips that come from Turo stay on Turo’s terms. Trips that come through Levy or your own channel run at 8% instead of 10–30%, and the customer becomes yours. Over time most operators shift the mix rather than flipping a switch.
Levy Fleets
United States
Turo
San Francisco, California, USA
Turo’s plan menu is a commission-for-liability trade
Turo’s three host earnings plans are not really pricing tiers — they are a risk dial. Taking the 90% host share means accepting $2,750 of damage responsibility on any incident; dropping to a $250 responsibility costs you 30% of every trip. There is no combination that gives you both. On your own direct channel that trade does not exist in the same form: Levy charges 8% of car-sharing revenue regardless, and your insurance arrangement is a separate commercial decision you make once, with a carrier you chose, rather than a per-trip setting inside somebody else’s marketplace.
Detailed Comparison
Business Model & Economics
Vehicle Access & Handoff
Fleet Operations
Trust, Verification & Risk
Platform Risk & Independence
| Category | Levy Fleets | Turo |
|---|---|---|
| Business Model & Economics | ||
| What it fundamentally is | A peer-to-peer marketplace plus the fleet software underneath it — listings, booking, handoff, operations, payments | A two-sided marketplace that supplies reach and takes a cut of it |
| Cost per booking | 8% of car-sharing revenue on direct bookings | 10–30% of every trip, set by the host earnings plan |
| Fixed monthly cost | $0 on Managed — you pay 8% only when a trip earns. Per-vehicle plans from $3/vehicle/mo if you prefer a flat rate. | None — Turo charges no monthly or listing fee, only the 10–30% per trip |
| Marketplace reach | Levy’s peer-to-peer marketplace lists your cars to riders browsing by location and date, alongside your own direct channel | Millions of users across four countries — the largest audience in the category |
| Who owns the customer | You — rider accounts, contact details, and repeat business are yours | Turo — the guest is a marketplace customer, not yours to re-market to |
| Setup fee | $0 | $0 |
| Damage responsibility | Set by your own commercial policy, chosen once with your carrier | $250, $1,500, or $2,750 depending on the plan — lower commission means higher exposure |
| Pricing control | You set daily, hourly, weekly, mileage, deposit, and cancellation terms | You set rates, but within marketplace policy, algorithmic surfacing, and guest-facing fee structures |
| Vehicle Access & Handoff | ||
| Remote unlock | Guestpass: time-gated guest links with unlock, lock, and find, on any vehicle whose access path is configured | Turo Go, limited to eligible vehicles and markets |
| Access gating | Guest phone OTP, device-binding signals, host-controlled ID gate, trip window, and post-trip lock grace | Marketplace guest verification; unlock availability depends on Turo Go eligibility |
| Typical handoff today | Self-serve during the trip window, with physical-key fallback instructions in the pass | In-person meet, lockbox, or the vehicle’s own OEM app for most hosts |
| Connected-vehicle coverage | Smartcar/OEM across 40+ car brands, Uconnect, Linka, and supported hardware paths | Not a connected-vehicle platform — no telematics or immobilization layer for hosts |
| Failed-unlock handling | Guest sees fallback instructions and support actions; host sees provider response, timestamp, and audit trail | Host and guest coordinate directly through marketplace messaging |
| Hardware required | None for OEM-compatible model years; hardware only where the OEM path is unavailable | None — but also no fleet-wide vehicle control |
| Fleet Operations | ||
| Fleet dashboard | Live vehicle status, bookings, utilization, revenue, and maintenance in one place | Host dashboard covering listings, trips, and earnings on Turo only |
| Condition reports | Structured pre- and post-trip condition reports with photo documentation | Trip photos captured in-app and used in the claims process |
| AI damage detection | Google Gemini AI reviews check-in and check-out photos for new damage | Manual review inside the Turo claims workflow |
| Damage reports & review queue | Damage reports route to a review queue on the subaccount and require an outcome to close | Claims are filed with and adjudicated by Turo |
| Mixed fleets | Cars, scooters, e-bikes, mopeds, golf carts, and LSVs on one dashboard | Cars only |
| Multi-channel operation | Direct bookings run in Levy while your marketplace listings continue independently | Turo trips only — no view of your other channels |
| Toll and violation handling | Built-in toll pipeline and violation tracking with assignment to the responsible renter | Turo processes tolls and citations through the trip and reimbursement flow |
| Team access | Role-based access for admins, operators, and field staff with audit trails | Host account access; larger commercial hosts get additional team tooling |
| Trust, Verification & Risk | ||
| Identity verification | Built-in ID verification (document + selfie) with no per-check fee, plus a host-controlled gate before unlock | Turo screens guests and decides eligibility — you inherit that decision |
| Insurance | Levy Cover binds per-trip coverage on P2P car trips where the subaccount opts in; otherwise your own commercial policy | Protection plans bundled into every trip by default, in every market |
| Who decides who drives | You do — your criteria, your rejections, your record of the decision | Turo does, by marketplace policy |
| Dispute and chargeback handling | Managed plans handle Stripe disputes, evidence submission, and chargeback defense | Turo handles payment disputes as the merchant of record |
| Audit trail | Page views, OTP attempts, command denials, provider responses, revokes, and support actions per session | Trip history and in-app message log |
| Rental agreement | Your own agreement, e-signed per trip and stored with the booking | Turo’s terms govern the trip |
| Platform Risk & Independence | ||
| Channel concentration | A direct channel you control, running alongside whatever marketplaces you list on | A single channel that supplies demand, payments, insurance, and policy at once |
| Exposure to platform exit | Your booking page, customer list, and vehicle access survive any marketplace decision | Turo is financially far healthier than Getaround was — but the structural exposure is the same shape |
| Policy and commission changes | Your rates and terms change when you change them | Host earnings plans were restructured effective January 7, 2026 — terms are the marketplace’s to set |
| Portability of your business | Customer records, booking history, and vehicle data export from Levy | Reviews, ratings, and guest relationships stay with the marketplace |
| Scale and reach | Growing marketplace and operator base | Millions of users across the US, Canada, UK, and Australia |
What the commission difference is actually worth
The comparison that matters is not "Turo vs Levy" — it is what happens to the share of your trips you can move to a direct channel. These figures assume the Turo "Balanced" plan at 20%, and Levy at 8% on direct bookings.
Savings shown are the commission difference on the direct share only (20% → 8%). They do not count the value of owning the customer list, which is the part that compounds. Payment processing and any third-party verification or connected-car costs are separate on both platforms.
Feature Comparison
| Feature | Levy Fleets | Turo |
|---|---|---|
| Consumer-facing marketplace riders can browse and book from | Turo’s audience is far larger; Levy’s marketplace is yours rather than rented — Levy: cars, not RVs or towables; a smaller audience than Turo | |
| Bundled per-trip protection plan | Turo bundles it on every trip; Levy Cover covers P2P car trips and needs subaccount opt-in | |
| Guest screening before booking | Turo decides eligibility by marketplace policy; on Levy you set the bar — Levy: you set the eligibility bar rather than inheriting marketplace policy | |
| Direct bookings with no marketplace commission | ||
| You own the customer relationship | ||
| Remote unlock on your whole fleet | Turo Go, eligible vehicles and markets only | |
| Time-gated guest access links | ||
| Guest phone OTP + device binding before unlock | ||
| Host-controlled ID gate before unlock | ||
| Connected-car integration layer (Smartcar/OEM) | ||
| Live GPS and vehicle telemetry | ||
| AI damage detection on trip photos | ||
| Structured pre/post-trip condition reports | ||
| Damage report review queue with required outcome | ||
| Your own rental agreement, e-signed per trip | ||
| Your own pricing, mileage, and deposit rules | ||
| Mixed fleets (cars + scooters + bikes + carts) | ||
| Built-in toll and violation handling | ||
| Full API access and webhooks | ||
| Role-based team access with audit trails | ||
| Customer and booking data export | ||
| Reviews and ratings on a public listing profile | ||
| In-app host/guest messaging | ||
| Airport and delivery demand channels |
When to Choose Each Platform
Choose Levy Fleets if you...
- You already have repeat renters, referrals, or corporate accounts and are paying commission on demand you generated yourself
- You want remote, self-serve handoff across your whole fleet instead of only on Turo Go-eligible cars
- You want to set your own pricing, mileage rules, deposits, and cancellation terms
- You want the customer list, booking history, and vehicle data to be yours and exportable
- You run cars alongside scooters, bikes, mopeds, or golf carts and want one dashboard
- You want structured condition reports, AI damage detection, and a damage review queue with real outcomes
- You have seen what single-channel dependency did to Getaround hosts and want a channel you control
Choose Turo if you...
- Audience size is what you need most right now — Turo’s reach is larger than any single operator’s marketplace listing
- You do not want to arrange your own commercial insurance and value a bundled per-trip protection plan
- You want zero fixed cost and are comfortable paying commission only when the car actually rents
- You do not want to run guest screening, payments, payouts, or refunds yourself
- You are entering a new city with no local customer base and need Turo’s reach to fill the calendar
Why Operators Choose Levy Over Turo
Levy takes 8% of car-sharing revenue on direct bookings — not 10–30% of every trip
You own the customer: the rider account, the contact details, and the repeat business are yours
Guestpass gives verified guests remote unlock on your own vehicles, without depending on Turo Go eligibility
Your pricing, cancellation terms, mileage rules, and deposits are yours to set — not marketplace policy
A marketplace can exit a market and strand you; Getaround did exactly that to US hosts in February 2025
One dashboard covers cars alongside scooters, bikes, mopeds, and golf carts if your fleet is mixed
Adding a direct channel takes about two to three weeks
Nothing about your Turo listings changes during this. The goal is a second channel running in parallel, not a migration off the marketplace.
Connect the vehicles
Add the cars to Levy Fleets and connect the access path for each one — Smartcar/OEM for compatible model years, or supported hardware where the OEM route is unavailable. This is what makes remote handoff possible later.
Set up your direct booking terms
Configure daily and hourly rates, mileage rules, deposits, cancellation policy, the rental agreement, and ID verification requirements. These are yours to set rather than inherited from marketplace policy.
Turn on Guestpass and take direct bookings
Issue time-gated guest passes for the trips you book directly. Guests verify their phone, you mark ID verification complete, and unlock is enabled only inside the trip window. Point repeat renters and referrals at the direct channel first; leave Turo running for everything else.
Questions from operators considering the switch
Does Levy replace Turo?
Is Levy Guestpass an official Turo integration?
How much does Levy cost for cars?
What happens to my Turo reviews and ratings if I go direct?
Can Levy pull my Turo bookings into one calendar?
What is the risk of staying only on a marketplace?
About Turo
Turo is the dominant peer-to-peer car sharing marketplace in the US, Canada, the UK, and Australia — the "Airbnb for cars" that actually reached scale. Hosts list vehicles, Turo supplies demand, payments, and a protection plan, and takes 10–30% of every trip depending on how much damage responsibility the host accepts. A large share of Turo’s most active hosts are no longer hobbyists: they are professional fleet operators running 10–200+ vehicles as a business. Levy runs its own peer-to-peer marketplace — riders browse and book cars from local hosts with per-trip protection, instant book, reviews, and in-app messaging — alongside the fleet software underneath it, so listings, handoff, and operations stop depending on one channel at a 10–30% take.
Turo Features
- Large built-in demand — the biggest source of car rental bookings for independent operators in the US
- Protection plans with liability coverage bundled into the trip price
- Guest identity screening and eligibility checks handled by Turo
- Payments, payouts, and refunds handled end to end
- In-app messaging between host and guest
- Trip photos and damage claim workflow
- Dynamic pricing suggestions and automated pricing tools
- Host dashboard with earnings, trips, and vehicle listings
- Delivery and airport pickup options
- Commercial host programs for larger fleets
- Turo Go keyless entry on a limited set of eligible vehicles and markets
- Guest reviews and host ratings
Turo Pricing
Turo charges hosts no monthly or listing fee. Instead it takes a percentage of each trip, set by the host earnings plan, and the plans trade commission against damage responsibility. As of the plan structure effective January 7, 2026: "More peace of mind" pays the host 70% (Turo takes 30%) with $250 of damage responsibility; "Balanced" pays 80% (Turo takes 20%) with $1,500 damage responsibility; "More earnings" pays 90% (Turo takes 10%) with $2,750 damage responsibility. There is no plan that combines a high host share with low damage exposure. Plans and terms vary by market and change over time — hosts should confirm the current plan in their Turo dashboard.
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